BadCop › Reminder schedules › Net 15

Payment reminder schedule for net 15 invoices

Net 15 means the invoice is due 15 days after it is issued. Here is when each reminder should go out, counted from the issue date and from the due date.

When	Relative to due	Step
Day 12 after issue	T-3	courtesy	template
Day 16 after issue	T+1	friendly	template
Day 22 after issue	T+7	firm	template
Day 29 after issue	T+14	final	template
Day 45 after issue	T+30	escalate	template

The default ladder. Two weeks of grace before the fee is standard for net 15 to net 30 and matches most contract wording.

BadCop configuration

Drop this into badcop.toml. With net_days = 15, invoices without an explicit due date get one automatically.

[terms]
net_days = 15
grace_days = 3
late_fee_pct = 1.5   # your contract's rate, or 0

[[steps]]
offset_days = -3
name = "courtesy"

[[steps]]
offset_days = 1
name = "friendly"

[[steps]]
offset_days = 7
name = "firm"

[[steps]]
offset_days = 14
name = "final"
apply_late_fee = true

[[steps]]
offset_days = 30
name = "escalate"
notify_owner = true

Install BadCop and run badcop run --dry-run to see the schedule applied to your real ledger.